Enter the plan.
Add the home price, down payment, interest rate and term. Your monthly payment updates as the inputs change.
Mortgage calculator for Apple
Know the real mortgage cost.
Calculate payments, compare plans, and test what changes before you commit.
No accountStart calculating immediately
No adsKeep the decision in focus
Private by designCalculations stay on device
Apple nativeiPhone, iPad, Mac and Vision Pro
See every part of the plan.
Review the full App Store screenshot set. Select any image to download the original listing asset.
From estimate to decision.
Start with the loan offer, add the costs that basic calculators miss, then compare the result that matters.
Add the real costs.
Include property taxes, insurance, PMI, recurring expenses and rental income where they apply.
Test what changes.
Model an extra payment, a different term or a refinance offer without rebuilding the original plan.
Compare and save.
Keep scenarios side by side, review amortization, and sync saved plans privately with iCloud.
Make the next number useful.
Each guide answers one mortgage question, then shows how to model it in Bricks Calc.
Calculate the full monthly payment
Include property taxes, homeowners insurance and PMI instead of stopping at principal and interest.
How much house can I afford?
Use income, debt, cash and a comfortable monthly budget to set a practical range.
Test extra mortgage payments
Compare recurring and lump-sum payments by interest saved and payoff time.
Read an amortization schedule
See how every payment is divided between interest and principal.
Check whether refinancing pays
Compare monthly savings, closing costs and break-even time against the loan you already have.
Compare 15-year and 30-year loans
Balance the lower monthly payment against total interest and flexibility.
Model rental income
See the monthly carrying cost after expected rent and recurring property expenses.
Mortgage calculator FAQ
Does the mortgage calculator include taxes, insurance and PMI?
Yes. Add each cost to estimate the full monthly payment rather than principal and interest alone.
Learn moreHow much house can I afford based on income?
Use the affordability calculator with income, monthly debt and a comfortable housing budget. Treat the result as a planning range, not lender approval.
Learn moreHow much interest can an extra mortgage payment save?
The answer depends on the amount and timing. Bricks Calc compares the new payoff path with your original schedule.
Learn moreWhat does an amortization schedule show?
It shows the principal, interest and remaining balance for every payment over the loan term.
Learn moreWhen does refinancing start to make sense?
Compare the new monthly savings with closing costs, break-even time and the total cost over the period you expect to keep the loan.
Learn moreIs a 15-year or 30-year mortgage better?
A 15-year term usually costs more each month and less in total interest. A 30-year term can preserve more monthly flexibility.
Learn moreCan I include rental income in the mortgage calculation?
Yes. Add expected rent and property expenses to see an estimated monthly carrying cost. Use conservative inputs.
Learn moreDoes Bricks Calc require an account or internet connection?
No account is required. The core calculator works locally, and saved plans can sync with iCloud when enabled.
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Plan with the whole payment.
Free to try. No account required. Upgrade options include a one-time purchase.